15 Tips For ROOFING CONTRACTOR Success

There is no such thing as being over protective when it comes to your home and your finances. There are numerous roofing contractors out there which are willing to bend the rules to simplify things for themselves, leading to problems for you as well as your roof. Even honest contractors make mistakes every once in a while. That’s why it is critical to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation in order that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you want to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to work on your roof. A few months later you see a leak. You make an effort to contact the company, but can’t find their information. You try to look them up by their business license and you find that there was never a small business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or walk out business.

In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to install a pitched roof. A flat roof installation only takes a general roofing license.

A general contractor is legally able to install a roof with out a roofing license if they have a general contractor license. However, there were plenty of cases of general contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners along with home owners. It is ideal for a general contractor to possess a roofing license as well as their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not necessary to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover your contractor did not pay his supplier and that you will be now responsible for that payment. It has happened and can happen to you.

Solution: Make sure to request a lien waiver once the job is completed and before you pay. energy efficiency waiver simply states that if the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It really is ultimately in place to protect the home or building owner from paying twice. In the event that you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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